@magalor42druid multiclass monk, unarmored defense apply to wildshape? ex wolf 13 nat ac +its dex mod and druid wis mod?
not in my opinion – natural armor counts as armor. use higher of base 10 + mods or form AC
— Mike Mearls (@mikemearls) May 25, 2015
Ummm.. however, while it counts as armor, you are NOT wearing it. Which is also an operative part of the phrasing. Another bad Sage Advice